CROSS-BORDER PAYROLL · PAKISTAN

Fund payroll in foreign currency. Pay your team in Pakistan in PKR.

Fund payroll in any foreign currency, hold a segregated balance, and disburse to every employee, converted to PKR the moment they are paid. All done through one business dashboard.

Book a demo See how it works
Regulated bank partner No setup fees Transparent pricing
dashboard.neem.io/disbursements
LIVE PAY CYCLE REAL TIME
USD FUND
FX CONVERT
PKR PAY
DISBURSEMENT LEDGER · USD LIVE
$ 218,400
JULY PAYROLL · 42 EMPLOYEES disbursing…
emp_0417 · Karachi $1,500
converted @ 278.4 PKR 417,600 ✓
emp_0418 · Lahore $1,100
converted @ 278.4 PKR 306,240 ✓
emp_0419 · Islamabad $980
converted @ 278.4 PKR 272,832 ✓
Existing providers are costly and unreliable — run cross-border payroll at scale, on one platform
How it works

Where the money sits, and how it moves.

Your funds are wired to a Neem account in the UAE. You control when they're released and how each employee gets paid.

STEP 01
Wire funds to Neem
From your own current account, you wire payroll funds in any foreign currency to Neem's bank account in the UAE.
Regulated custody
STEP 02
Request cash-in
Log in to the Neem business dashboard with your own secure credentials, and submit a one-click cash-in request for the funds you just wired.
One button
STEP 03
Funds verified & available
Neem verifies the incoming transfer against your request. The amount shows up as an available balance in your funding currency on the dashboard.
Balance live
THEN CHOOSE HOW YOU DISBURSE
PATH A · BUSINESS DASHBOARD
Pay from the dashboard
Upload a file to pay your whole team, with each employee's name, bank account details and amount, in your own currency.
PATH B · API
Integrate our API with your payroll system
Call Neem's disbursement API directly from your existing payroll system to trigger the same disbursement, no manual upload, no dashboard visit needed for payday.
EITHER WAY
Neem verifies and pays instantly
Neem verifies the employee data, converts your currency to PKR in real time, and PKR lands in the employee's own bank account, typically within a minute.
PKR received
app.neem.io / disbursements / ledger
Disbursement Overview
Manage your funds and payouts in one view.
Cash in ↓
Disburse now ↗
Total balance
$3,000.00
Total disbursed
$24,800
Total cashed in
$30,500
Failed
$40
All transactions Bulk disbursements
ACCOUNT
DATE & TIME
AMOUNT (USD)
FX RATE
AMOUNT (PKR)
STATUS
Amitabh · HBL
07 Jun, 12:30 PM
$930
279.57
PKR 260,000
● Successful
Noor · Meezan
07 Jun, 12:31 PM
$36
277.78
PKR 10,000
● Pending
Amitabh · UBL
07 Jun, 12:33 PM
$21
280.95
PKR 5,900
● Successful

Your balance stays in your funding currency until the instant of payout. Every conversion rate and PKR amount is recorded per employee.

In practice

Here's how it works: a US-based company paying 10 employees in Pakistan.

Same flow whether it's 1 employee or 100.

DISBURSE
See the disbursement flow live
Open demo →
1
FUNDS WIRED
USD 112,000 wired to Neem's account in the UAE.
2
CASH-IN REQUESTED
Payroll admin logs in to the Neem business dashboard and requests cash-in for the funds sent.
3
BALANCE AVAILABLE
Wire verified. USD 112,000 is ready to disburse on the business dashboard.
4
PAYOUT
Bulk disbursement from the dashboard, or via the Neem API integrated with their payroll.
5
10 PAID ✓
Converted in real time — each employee paid in PKR within minutes.
Why Neem

Built for payroll, not remittances.

How the common ways to fund a Pakistan payroll stack up against Neem.

← Swipe to see all providers →
PARAMETER
Neem
Payoneer
Remitly
EORs
Wire transfer
Cost
LOW
HIGH
LOW
LOW
HIGH
Reliability
✓
✗
✗
✓
✓
Real-time transfers
✓
✓
✓
✓
✗
Bulk transfers built for payroll
✓
✗
✗
✓
✗
Integration into your interface
✓
✗
✗
✗
✗
Transfers to any Pakistani bank account
✓
✗
✓
✓
✓
Reconciliation
✓
✗
✗
✓
✗
Get started

Live in three simple steps.

From first conversation to your first payroll run, usually within days.

1

Talk to us

Tell us about your team in Pakistan and your payroll cadence, and we map the flow to your setup.

2

Get onboarded

Complete KYB and sign the agreement to get set up, typically within 8-10 working days.

3

Fund and pay your team

Get access to the business dashboard and API to start funding your disbursement ledger and paying your employees.

FAQs

Questions, answered.

BOOK A DEMO

Start paying your Pakistan team the smarter way.

Book a demo to see the whole flow end to end, and how you can put it to work for payroll to your Pakistani team.

Book a demo
Live in days, not weeks No setup or subscription fees Regulated bank partner